In “fault” states, the insurance company of the at-fault driver is responsible for paying for the injuries and damage that were sustained during the accident. In states that do not have no-fault insurance, it is imperative to never admit fault at the scene of the accident or on the phone later with an insurance representative. There is a process for determining fault, and it is best not to prematurely take responsibility for the accident.
Allow the process for determining fault to play out through official channels, because even though you may think you were at fault for the accident at the time it occurred, investigation of the facts may reveal something different later on.
In a car accident, the accident is just the beginning of your problems. Navigating an insurance claim alone can be tricky, especially if the fault of the accident is disputed. In addition, insurance companies may try and settle your claim for less than it is actually worth. Hiring an attorney after an accident puts someone in your corner who knows your state’s laws and the tricks insurance companies may try and play.
An attorney will focus on your case by gathering evidence, consulting with experts, and negotiating with the insurance company on your behalf, so you can focus on getting your life back on track. If it is necessary, an attorney might even take your case all the way to trial to get the compensation you truly deserve.
If you are in need of an experienced car accident attorney who will fight for you, our attorneys at Morgan & Morgan may be able to help. Fill out our free, no obligation case evaluation to find out more.
Ideally, you should contact your insurance provider within 24 hours of the accident. Your insurance policy may stipulate that you only have a very specific amount of time to report an accident, but it may also use a vague term such as “within a reasonable time.” It is therefore best not to wait too long to contact your provider. Not only so you don’t get denied due to an arbitrary deadline, but also so you can get the often lengthy claims process underway.
In “fault” states, the insurance company of the at-fault driver is responsible for paying for the injuries and damage that were sustained during the accident. In states that do not have no-fault insurance, it is imperative to never admit fault at the scene of the accident or on the phone later with an insurance representative. There is a process for determining fault, and it is best not to prematurely take responsibility for the accident.
Allow the process for determining fault to play out through official channels, because even though you may think you were at fault for the accident at the time it occurred, investigation of the facts may reveal something different later on.
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